The Opportunity
- If a company is paying dividends, the Collar strategy can be used to capture
the dividends risk free. Here is how.
The Collar - A few days before the ex dividend date, we buy the stock,
and buy a put option, and sell a call option of the same strike price
and with the same expiration date. The income from selling the call must be
equal to or higher than the cost of our put option.
If the call premium is less than the put cost, we can use a trend to
compensate the difference. At the beginning of an uptrend, we buy the stock first, as the uptrend
ends, we buy the put and sell the call. Alternatively, at the beginning of a downtrend, we buy
the put and sell the call first, as the downtrend ends, we buy the stock.
This must be done at the same day to avoid overnight risk.
Once-a-Month Opportunity -
Dividends are paid quarterly. A company that pays 10% dividend annually will pay
2.5% per quarter. We select companies that pay dividends over 2.5% per quarter
in three months of a quarter, we can earn 2.5% risk free every month. An annual
return of 30% is possible if the stock is not called away.
Some stocks pay dividend over 20% per year.